The overspeeding challan fine in Pakistan is the country’s most-issued traffic penalty — and in 2026 the consequences go beyond money. Punjab now adds 4 penalty points to your licence for speeding, and more than 20 points (21+) in a year can disqualify you from driving for 6 months. On motorways, the limit is back to 120 km/h for cars, and extreme speeding above 150 km/h can mean an FIR and vehicle impoundment. This guide covers speed limits by road type, exact fines in Punjab and on the motorway, how cameras catch you, and how to pay your challan through PSID.
Quick Answer
In Pakistan, the overspeeding challan fine for a car in Punjab is Rs 5,000 plus 4 penalty points, and for a motorcycle Rs 2,000 plus 4 points. On the motorway, National Highways and Motorway Police (NHMP) fines a speeding car Rs 2,500; the motorway limit is 120 km/h for cars (110 km/h for buses/trucks). Under Punjab’s 2026 points law (§116-A), accumulating more than 20 points (21+) in one year brings a 6-month licence disqualification.
Speed Limits in Pakistan 2026: Every Road Type
The limit you are held to depends on where you drive and what you drive. The sign in front of you always wins — posted signs can lower the legal limit near toll plazas, interchanges, road works, school zones, and in fog.
| Road type | Cars / light vehicles | Buses, coaches, trucks (HTV) |
|---|---|---|
| Motorway (e.g. M-1, M-2, M-3, M-4) | 120 km/h | 110 km/h |
| National highway (e.g. N-5 / GT Road) | 100 km/h | 80 km/h |
| City / urban roads (Punjab) | Up to 80 km/h on urban arterials; 50–70 km/h in residential areas; 40 km/h near schools/hospitals (posted signs govern) | Lower posted limits apply to heavy vehicles |
| Karachi (Sindh) | 60 km/h on major roads | 30 km/h |
| Motorway minimum speed | 65 km/h (driving too slowly is also a fault) | Same |
Note: motorway limits changed in 2026 — the government cut them by 20 km/h on 12 March 2026 (100 km/h on motorways) to save fuel, then restored the full 120 km/h on 21 June 2026. If you remember “100 on the motorway,” that was the temporary cut — it has been withdrawn.
Overspeeding Challan Fine in Pakistan 2026: Punjab vs Motorway vs Karachi
Different enforcement agencies set different fines for the same offence:
| Jurisdiction | Car overspeeding fine | Motorcycle / bike fine | Points |
|---|---|---|---|
| Punjab (PSCA / Safe City e-challan, May 2026 revision) | Rs 5,000 | Rs 2,000 | 4 points each |
| Motorway / NHMP (National Highways Safety Ordinance 2000) | Rs 2,500 | — | — (federal jurisdiction) |
| Karachi / Sindh | See the amount on your TRACS challan — Sindh publishes its own schedule | See the amount on your TRACS challan | — |
The Rs 5,000 car figure in Punjab applies to cars up to 2,000cc engine size per the Punjab Traffic Police schedule (cars over 2,000cc are fined Rs 20,000); schedules are revised from time to time, so confirm the exact amount on your challan before relying on it. The Rs 2,500 motorway figure is the standard NHMP car speeding ticket (raised from Rs 750 in 2023, per Dawn).
Why the same overspeeding costs different amounts
- Punjab city roads: enforced by Punjab Traffic Police / Safe City cameras under provincial law — the May 2026 revision set car speeding at Rs 5,000 + 4 points.
- Motorways & national highways: enforced by NHMP under the federal National Highways Safety Ordinance 2000 — standard car ticket Rs 2,500.
- Karachi/Sindh: enforced by city traffic police under Sindh’s schedule — check the amount printed on your ticket.
Punjab’s Penalty Points System (§116-A): Speeding Costs You Points Too
In 2026, speeding became more than a fine in Punjab. The Provincial Motor Vehicles (Second Amendment) Act 2026 (published in the Punjab Gazette on 7 May 2026) added a penalty-points system to the Provincial Motor Vehicles Ordinance 1965.
How it works:
- Speeding = 4 penalty points on your driving licence, on top of the fine.
- Other offences also carry points — wrong-way driving and driving without a licence are 4 points each, and smaller offences carry 1–2 points under the Twelfth Schedule.
- More than 20 points (21 or more) within one year → mandatory disqualification (licence suspension) for 6 months, extendable by 6 more months.
- Points are counted “accumulated within a one-year period” — the law does not clearly spell out how older points drop off, so assume points from the past 12 months count against you.
- Appeal: you can appeal a disqualification to the prescribed authority within 30 days of receiving the order (Section 16(3)); that authority’s decision is final.
- No online points balance: there is no official online page where you can check your points balance yet — you find out through your challan record.
What this means in practice: six speeding tickets in a year (6 × 4 = 24 points) cross the disqualification line — and even five (20 points) leave you one offence away. Pay your challans, but understand the points attach to the offence regardless.
How Overspeeding Is Detected: Cameras vs Patrols
You can be challaned without ever being stopped. Three main methods:
1. ANPR speed cameras (Punjab city roads)
AI-powered Safe City cameras on major Lahore/Punjab roads detect speed through radar or ANPR (automatic number plate recognition) systems. The violation is recorded, matched to your registration, and an e-challan is generated automatically — an SMS goes to the registered mobile number, and the challan appears in the central database. You never meet an officer.
2. NHMP patrols and speed guns (motorways)
National Highways and Motorway Police use radar speed guns and patrol cars. NHMP can also issue e-challans via SMS and the NHMP e-challan portal using vehicle number + CNIC.
3. Point-to-point average speed monitoring (motorways)
NHMP has rolled out point-to-point monitoring: cameras record your time at two checkpoints, compute your average speed over the stretch, and ticket you if it exceeds the limit — slowing down only at known camera spots no longer works. The system is active on the M-1, M-14 and M-15 motorways, and plans exist to integrate it with the M-Tag system.
Extreme speeding: 150 km/h+ on the motorway
NHMP has publicly reported a crackdown where vehicles recorded above 150 km/h can face FIR registration (criminal case) through the local police station, vehicle impoundment, custody until handover, and the usual challan on top. By March 2025 NHMP had registered 112 such FIRs across motorway zones.
How to Pay an Overspeeding Challan (PSID)
Most Punjab e-challans come with a PSID (Payment Slip ID). Pay before the due date printed on the challan — ignoring it can add late penalties.
- Note your PSID from the challan SMS or the e-challan portal printout.
- Pay online: use the PSID in your bank’s mobile app (e.g. HBL, Meezan, BOP — internet/mobile banking “Bill Payment / 1Bill” option) or a digital wallet like JazzCash / Easypaisa via the e-challan/PSID option.
- Pay over the counter: present the PSID at designated bank branches.
- Confirm: keep the payment receipt/SMS — challans sometimes take time to clear from the portal.
See our Payment Hub guide for the full PSID walkthrough, and the Troubleshooting page if your PSID is not working or the challan still shows as unpaid after payment.
Contesting a Wrong Speeding Challan
If the camera got it wrong (e.g. cloned plate, wrong reading):
- For Punjab e-challans: gather evidence — dashcam footage, photos of the location/signage, proof of your speed — and approach the issuing authority. Our Troubleshooting guide covers wrong-plate disputes in detail.
- For NHMP motorway tickets: there is no reliable fully-online cancellation — the working route is a written application to the NHMP sector office that issued the challan, with evidence attached (dashcam with visible speedometer, toll-plaza entry/exit timestamps proving your average speed, GPS logs). Call helpline 130 to confirm which office holds your ticket.
- Deadlines matter: the due date is printed on the challan — file your contest before it passes, so the ticket is under review rather than overdue.
How to Avoid Speeding Challans: Practical Tips
- Watch the signs, not just the road — temporary limits near works, fog, and toll plazas are enforced too.
- Use cruise control on the motorway; 120 km/h is the ceiling, not a target in bad weather.
- Remember average-speed zones — braking for one camera does not reset point-to-point monitoring.
- Check your e-challans monthly (city + NHMP portals) so one missed SMS does not pile up.
- Six Punjab speeding tickets = licence suspension territory — budget your driving, not just your fines.
Frequently Asked Questions
Q1: What is the overspeeding challan fine in Pakistan in 2026?
A car in Punjab (up to 2,000cc) is fined Rs 5,000 + 4 penalty points, a motorcycle Rs 2,000 + 4 points. On the motorway, NHMP fines a speeding car Rs 2,500.
Q2: What is the speed limit on Pakistan’s motorways?
120 km/h for cars and light vehicles, 110 km/h for buses/coaches/trucks (restored 21 June 2026 after a temporary cut). The posted sign always takes priority.
Q3: How many penalty points is a speeding ticket in Punjab?
4 points per speeding offence, under the points system added by the 2026 amendment (Punjab Gazette, 7 May 2026).
Q4: Can my driving licence be suspended for overspeeding?
Yes. More than 20 points (21 or more) within one year brings a 6-month disqualification (extendable by 6 months). You can appeal within 30 days of the order.
Q5: How are speeding fines paid — what is PSID?
A PSID (Payment Slip ID) is the number printed on your e-challan. Pay it through your bank’s 1Bill/mobile banking option or JazzCash/Easypaisa before the due date.
Q6: Can I get an FIR for overspeeding on the motorway?
NHMP has publicly reported registering FIRs for vehicles recorded above 150 km/h, along with possible vehicle impoundment — this goes beyond a normal fine.
Q7: Do speed cameras catch you at night or in rain?
Modern ANPR/radar cameras work round the clock; enforcement does not stop at night.
Q8: Is the motorway fine the same as the city fine?
No. Motorways are under federal NHMP jurisdiction (Rs 2,500 car ticket); Punjab city roads are under provincial PSCA e-challan rules (Rs 5,000 + points for cars up to 2,000cc).